Pretfacile is a microfinance company that provides financial services to communities in West Africa. The company was founded in 2011 in the country of Ghana and has since provided loans to over .5 million people in Ghana, Nigeria, Ivory Coast, and Togo. These loans are usually paid back over 12 months, with a maximum of 20% per annum. Pretfacile is also very strict when it comes to the documentation of its clients, ensuring that they meet all the requirements for eligibility.

Pretfacile is an online platform where users can access microfinance services. They can access these services through an application on their smartphones or tablets. The loan amount that they can access is between 150,000 FCFA and 250,000 FCFA. The loan term is between 91 days and 365 days. The interest rate is between 0% and 20.55% per annum. The maximum annual interest rate APR is 20.55%.

The purpose of Pretfacile is to provide access to affordable, secure, and transparent loans to help people in developing countries achieve their goals.