Credit Fair - Merchant is a free Android app that offers personal loans and easy EMI options to help customers build their dreams. This app is designed for businesses in over 80 cities across India, providing loans up to Rs 20 Lakhs, with no-cost EMIs, instant approvals, and disbursements within 24 hours. The app is user-friendly and can be accessed anytime, anywhere.

The app offers unsecured loans from Rs 10k to Rs 20 Lakhs, with a loan tenure of 3 months to 36 months and a rate of interest starting at 0% onwards*. Additionally, there are zero foreclosure charges, making it an attractive option for businesses looking to finance their lifestyle needs such as medical requirements, home renovation, higher education or vocational courses, electronic bikes, holiday/travel, marriages, and personal loans.