Joli prêt is a loan application that offers loans ranging from 50,000 to 150,000 FCFA for a duration of 60 to 90 days. The interest rate varies between 0.05% to 0.08% per day, with a maximum annual percentage rate (APR) of 29.2%. The program uses a simple formula to calculate the total amount of loan repayment, which includes the total interest rate, VAT, and the loan amount. Joli prêt offers a secure platform for users to apply for loans with no collateral or credit card required. The application process is straightforward, and users can get approval for a personal loan in just seven minutes. Joli prêt is a free application that falls under the business and productivity category, with a subcategory of finance.