IPPB Mobile Banking is a free finance application for mobile offered by India Post Payments Bank Ltd. It is the official companion app for India's Department of Post under the Ministry of Communications. With it, users can take advantage of the various convenient mobile banking services that the institution offers.

Compared to U-Mobile - Union Bank of India or IndOASIS, which are operated by private companies, IPPB Mobile Banking is owned and run by the Indian government and its postal service. This has the added benefit of integrated account management for both institutions right from the application itself.

Post office financial services

Countries all over the world have post offices that handle deliveries for anything from mail to packages, and everything else in between. The same is true for India's Department of Post, but what makes it interesting is that aside from parcel and mail delivery, it also offers financial services through the India Post Payments Bank, and its companion IPPB Mobile Banking app.

With IPPB Mobile Banking, you can easily manage both your IPPB and Post Office Savings accounts from a single platform. Avail of services such as money transfers, bill payments, and many others. Receive SMS notifications for all your transactions for easier tracking and balancing. You can also use the app for in-store payments across multiple merchants and partner establishments, making cashless business easier and hassle-free.

What's more, if you're enrolled in any Post Office Savings Schemes, you can make direct payments to them from the app itself. For all the things it offers and the promise of convenience, the actual experience of using the application is inconsistent and unreliable. From issues to connecting to servers to frequent crashes, it simply doesn't work as it should a lot of the time.

Needs a lot of work

If you're an account holder of either IPPB or Post Office Savings and are wondering if the IPPB Mobile Banking app is any good, you'll be disappointed to know that it is not. For all the convenience and services it brings, none of them matter with the many issues and problems that plague it. Skip it or wait for future fixes.