BOI Mobile is a free finance application made by Bank of India Official for mobile devices. It's the companion app for the Bank of India that lets users access and manage their accounts through online banking. They can also avail themselves of the various financial services that the institution offers.

Joining the likes of U-Mobile - Union Bank of India and IPPB Mobile Banking, BOI Mobile comes from one of the most popular banking institutions available to Indian residents. Registering on the platform is easy given its simple and clear requirements, and everything is done online.

Pioneer public sector bank

The number of financial institutions operating in India is over 70 entities, divided into different sections, namely public, private, and regional rural. Of these three, Public Sector Banks (PSB) have existed the longest, with direct ties to the country's government. Bank of India is one of these long-running and well-known establishments, and if you're an account holder, BOI Mobile is an app made for you.

If you're new, this app offers a step-by-step registration process. Otherwise, go straight to logging in to your account. Once inside, you can start managing your finances by reviewing detailed banking statements for all your transactions. If you need to send funds, you can do so with either IMPS, NEFT, or RTGS methods. You can even add to your Favorites easier and faster transfers next time.

Aside from transfers and deposits, you can also apply for a loan straight from the app if you're in need of quick funds. There are multiple denominations and flexible terms to choose from depending on your needs and capacity. Unfortunately, the app suffers from constant update delays, which is to say it takes a while for deposits and transfers to reflect on your account.

Handy and accessible

All in all, Bank of India's BOI Mobile is a decent companion app to make it easier for its customers to access and manage their accounts anytime and from anywhere. Registration is simple, it's easy to use, and there are various services available. Hopefully, the issue with delays gets addressed as soon as possible. Aside from that, it's worth giving it a try.