Paytm, published as Paytm -UPI, Money Transfer, Recharge, Bill Payment in Google Play Store, is a mobile finance app for Android devices. Developed by Paytm - One97 Communications Ltd., this app allows you to instantly transfer money through BHIM UPI, pay bills and recharge. You'll be able to book IRCTC trains, flights, and buses easily. On top of that, you can opt to invest in funds and even avail insurance here, as well. 

Pay, transfer and recharge

It can be used to check account balance, add beneficiaries and manage multiple bank accounts across over 140 banks in India that also supports BHIM UPI. You can use Wallet KYC directly from any of your phone number or bank account. Moreover, Wallet KYC is not mandatory though. You will be able to find the best mobile prepaid recharge plans from various mobile networks such as Jio, Airtel, Vodafone Idea (VI), MTNL, and BSNL.

You can also recharge your DTH connections, metro card, and Fastag. With this mobile payment tool, you will never miss paying your utility bills as it will constantly remind you about the due date. You can even set up auto payments, as well, to make it less of a hassle for you. Paytm also allows you to pay for your food deliveries, groceries, shopping, and entertainment services from more than 100 apps and sites it supports.

Paytm can also be used to easily and securely make payments at offline stores. Either through UPI, mobile number, or scanning QR code, you can quickly buy anything you need at nearby Kirana stores, pharmacies, restaurants, petrol pumps, retail stores, and more. It could also save you some time as some of your favorite food, travel, shopping, and grocery apps can be found here too. Domino, McDonald's, Box8, Ola, Rapido, and even Paytm Mall are all available.

All-inclusive finance tool

Paytm is a valuable finance mobile application to have. It is a comprehensive utility that allows you to easily pay your bills and efficiently manage your bank accounts within just the convenience of your smartphones. You can even confidently go out without bringing cash in you as long as you have this app to pay for what you've purchased. This is highly recommended especially if you are residing in India.