Crédito Hoy is an Android application developed by Crédito Hoy that offers quick and hassle-free loans of up to $3000. With this app, you can complete your loan application without leaving the comfort of your home. Once approved, the loan amount will be deposited directly into your bank account as soon as possible.

The loan services provided by Crédito Hoy include the following features:

• Loan Limit: $100 to $3000
• Loan Term: 91 days to 365 days
• Maximum Annual Percentage Rate (APR): 15% per year (0.05% per day)
• Other Charges: None

For example, if you need to borrow $10,000 with an annual interest rate of 15% (daily interest rate of 0.05%), a loan term of 120 days (4 months), and no other charges except for interest, the fees you would need to pay are as follows:

• Daily Interest = $10,000 x 0.05% = $5
• Monthly Interest = $5 x 30 = $150
• Monthly Payment = $10, + $150 = $2,650
• Loan Due in 120 days
• Your Total Interest = $150 x 4 = $600
• Your Total Repayment Amount = $10,000 + $600 = $10,600

(If you need to borrow a different amount, you can quickly calculate the appropriate loan fee using the above method. All loan products do not charge additional fees.)

Privacy:

Your data will always be protected on our secure servers. We also provide a Privacy Statement, ensuring that we will not share your personal information with anyone.

What do I need to apply for a loan?

• 18+
• Ecuadorian ID
• A debit account in Ecuador
• Download the application

Operating Hours: Monday to Friday, 9:00 AM to 6:00 PM

Email:

Address: P4J7+QCH, Mons. Rogelio Beauger Bellet, GuayaquilEcuador