Sammy is a top-notch Android application developed by Higo Inc. It falls under the category of Business & Productivity with a subcategory of Finance. This free app offers a wide range of features that make managing your finances hassle-free.

With Sammy, you can create an account without needing a Social Security Number (SSN) and receive an international Mastercard to spend wherever you need. Additionally, you can conveniently send and receive ACH transfers within the United States at no cost.

One of the standout features of Sammy is its ability to send money to Mexico at the best rates and in real-time. This is a great advantage for individuals who frequently send money to Mexico, as it ensures quick and cost-effective transactions.

Moreover, Sammy provides you with your own Mastercard for seamless international spending. This allows you to make purchases abroad without any hassle or inconvenience.

It's worth mentioning that Sammy is not a bank itself, but a technological platform. However, its banking services are provided by its trusted partner, Lineage Bank, which is a member of the FDIC. This ensures that your deposits are secure, with coverage of up to $250,000 USD.

In conclusion, Sammy offers a user-friendly and secure platform for managing your finances, with features like no-cost ACH transfers within the US, affordable and real-time money transfers to Mexico, and the convenience of an international Mastercard. Whether you need to send money, make purchases, or simply keep track of your finances, Sammy is the ideal choice for all your banking needs.