PrestaYa - Préstamo de crédito is a secure and convenient online cash loan platform that provides loan services to all Colombians. With a personal loan and an easy payment service, PrestaYa offers transparent costs. Using advanced credit analysis based on big data technology, they efficiently approve loan applications.

PrestaYa is committed to the proper use and preservation of your personal information, ensuring a safe loan experience. Their loan process is simple: download the application, fill in the required information, select the loan amount and term, and withdraw the money to your bank card.

By choosing PrestaYa, you can benefit from low service fees, no required deposit guarantee, easy billing, 24-hour customer service, and protection of your personal information. This loan service is available to Colombian citizens between the ages of 18 and 55, with a bank account in Colombia and residency in Colombia. Loan amounts range from COP $50,000 to COP $700,000 pesos, with terms from 92 to 360 days and daily interest rates of 0.04% - 0.08% or annual interest rates of 15% - 30%.

Payment of the loan funds can be made through online banking, mobile banking, and convenience store transfers. PrestaYa also accepts early loan repayments. If you have any questions or complaints, you can leave a message through their in-app comments page or contact their Customer Service Center. They are always ready to assist you.

For example, let's take a loan repayment of 200,000 pesos, with a daily interest rate of 0.04% and a loan term of 120 days. The interest would be 200,000 * 0.04% * 120 = 9,600 pesos, resulting in a total payment of 200,000 + 9,600 = 209,600 pesos.

Contact Email:

Address: Cra. 54 #105, Bogotá, Colombia