Chola One is a loan app from Cholamandalam Investment and Finance Company Limited, where you can apply for instant personal loans ranging up to ₹ 3 Lakhs, and our APR ranges from 14.5% to 45%**.

This is a 100% online, hassle-free loan application. No paperwork is required. All you need is your phone, and you can complete the KYC process in a few simple steps.

You will be required to enter some of your personal details, such as name, gender, age, contact number, bank account number, bank routing number, and tax identification number. You will also need to upload some documents, such as your Pan Card, Aadhaar, or voter ID.