RupayeKey is a free finance application from developer Jimmy Anggrean and is the companion app for the online loaning platform of the same name. Made specifically for Indian users, it lets them apply for personal loans straight from their mobile devices, with pretty generous amount allowances and payment terms.

Quick personal loans

Getting started with RupayeKey requires registration via mobile number, but you can apply for a loan right after. Cash allowances range from 5,000 to 30,000 Rupees. For payment terms, you can choose any time within 90 days to 360 days to settle what you own before applying for a new one again.

Depending on the terms you set, interest rates will adjust accordingly but will not exceed 14 percent per annum. There are also no service fees and the like, which is nice. Now, take note that your request will undergo a strict approval process, hence there is no guarantee that you'll be approved.

Easy and straightforward

Joining the likes of Instant Personal Loan App - LoanBro and CashIn - Persona Loan Online App, you get another solid option with RupayeKey. It's quick to register to apply for loans, and the cash allowance is decent. Give it a shot and see if it will fit you and your financial needs.