Всем Кредит - онлайн на карту is an informational service in Ukraine that provides updated information from Ukrainian banks and creditors. This mobile application does not issue loans nor is it a bank or creditor. It only serves as an informational tool. The app offers complete information about microloans in Ukraine, allowing users to compare interest rates, amounts, and terms. Additionally, users can explore the conditions for loan extension and repayment possibilities. To receive a loan, you must have a Ukrainian passport, any bank card in Ukraine, and a phone. The minimum age requirement is 18. The app offers loans with a minimum repayment period of 65 days and a maximum of 365 days. The annual percentage rate (APR) ranges from 1% to 32%, including all loan fees and expenses. The daily interest rate ranges from 0.01% to 0.08%. Failure to repay loans on time incurs a penalty of 0.10% per day on the outstanding amount, but not exceeding 10% of the loan amount.