天星金融 is a free finance app developed by Beijing Xiaomi Co. Ltd. It was launched in May 2015 and offers users a one-stop financial service that is safe, professional, diverse, and convenient.

With 天星金融, users can easily borrow money with a credit limit of up to 200,000. The app provides online approval and allows users to borrow and repay as needed. The interest rates start from 0.02% per day or 7.2% to 24% per year.

For those looking to invest and grow their wealth, 天星金融 offers stable and secure investment options. Users can participate in the A-share market with the help of the app's commission account opening service.

In addition, 天星金融 collaborates with licensed insurance institutions to provide users with carefully selected high-quality insurance products. These products cover various categories such as accident insurance, medical insurance, critical illness insurance, and property insurance, ensuring comprehensive protection for users and their families.

The app also offers various other services, including exciting welfare activities, a points mall where users can redeem valuable products, and 24-hour intelligent customer service for high-quality assistance whenever needed.