Debtor Debt Pay Off Calculator is a simple and user-friendly budgeting tool designed for iPhone users. This free app offers two modes: Per-Month and By-Months calculators, catering to different types of debts and financial planning needs.

In the Per-Month mode, users can easily assess the true cost of their credit card debts. By entering the balance, APR, and monthly payment, Debtor calculates the total interest paid as the balance is gradually paid off. This feature proves to be invaluable for individuals considering credit purchases or those aiming to pay off existing credit card debts.

The By-Months calculator, on the other hand, allows users to determine the monthly payment amount for debts amortized over a specified number of months. This feature is particularly useful when planning for major purchases like a mortgage or car loan.

Debtor Debt Pay Off Calculator also offers a compare feature, enabling users to evaluate various payment and time scenarios. By entering different values and tapping the Results button, users can easily see the potential savings or additional costs associated with each scenario.

With its intuitive interface and practical features, Debtor Debt Pay Off Calculator is an essential tool for anyone seeking to manage their debts effectively and make informed financial decisions.