Telkom Pay mPOS is the new and easy way to receive and make payments on your smartphone. It's an app that works like a traditional POS (point of sale) system but on your phone. It works on all mobile network providers.

The first thing you need to know is that Telkom Pay mPOS is not a prepaid debit card. You don't need to have a bank account to receive and make payments. This is because the app uses a virtual card that is generated on the user's smartphone. 

The virtual card can be used for shopping online and in-store, for making payments on mobile networks, and for other online transactions.