Swirl is a credit and debit card service that allows you to make purchases online, at more than 600 retailers. There are no upfront or annual fees. Swirl MasterCard allows you to check your balance, top up instantly, make transfers to friends and family, find Payzone retail locations where you can load your card or purchase a new card, and even suspend your card if it has been lost or stolen.

You can add multiple cards to Swirl and switch between cards as often as you like. If you want to make purchases online or use Swirl for cash, you can also make Virtual Cards that will help you save money when shopping in the US, UK, Europe, Australia, New Zealand, Canada, and Mexico. You can use your Virtual Cards to shop on the web, in-store, and at Payzone retail locations.