Karat Wealth, formerly known as 13Karat, is an investment application designed for Android users looking to grow their wealth through fixed-income products. This free app offers a user-friendly interface for investing in high-yield Fixed Deposits (FDs), Recurring Deposits (RDs), and Bonds from trusted institutions. With a minimum investment of just ₹1,000, users can start their investment journey without the need for a new bank account, making it accessible for a wide range of investors.

The app ensures a fully digital onboarding process, allowing users to complete their KYC quickly and securely. It features top-rated financial products from RBI-registered banks and NBFCs, all compliant with regulatory standards. Users can explore various investment options, including bank FDs, auto-investing through RDs, and corporate bonds, all while tracking their progress seamlessly. Karat Wealth is tailored for tech-savvy professionals and individuals seeking reliable investment avenues in a simplified manner.