Steven is a personal finance app that keeps track of your shared expenses. Your friends will know who owes who and how much. You can also add money to pay your friends back if you don’t have cash or forget the money. You can use it every day so that you can keep track of your shared expenses.

In order to use Steven, all you need to do is to provide the phone number of the friend you would like to pay back, and then you will receive a notification when that friend is ready to pay back.