The Spruce™ Mobile Banking App is a financial service that allows you to conveniently manage and track your financial accounts at home and on the go. You can view your transactions, pay bills, transfer money, and much more. It’s just as easy to use as a debit card but with a different interface. You can manage your account from the app, and you’ll be able to use it at thousands of stores nationwide.

How does it work?

When you sign up for Spruce, you’ll get a debit card that works like a virtual card. All of the fees, including ATM and transaction fees, are waived and you can enjoy a personalized, no-commitment, interest-free loan. With the Spruce debit card, you’ll be able to manage and track your account with ease.

Spruce lets you manage your accounts at home and on the go, whether you’re on the train or the beach.