Spruce is a mobile banking platform that allows you to save money, track your savings, and get paid up to two days earlier than you would if you were using traditional banking services.

Spruce is free to use and requires no monthly fees, no sign-up fees, and no overdraft fees up to $20. You can access a fee-free ATM network nationwide.

Spruce is designed to make it easy for people who are trying to be good with money. You can create personal savings goals, track your progress, and get paid up to two days earlier than you would if you were using traditional banking services.