Saha Pico Cash is a finance app designed for quick online loans without the need for collateral. It offers cash loans with a value ranging from 100,000,000 to 60,000,000,000 VND and repayment periods ranging from 120 to 360 days. The interest rates start from 4.2% to 5.2% per month, with an Annual Percentage Rate (APR) of up to 12%.

For example, if you borrow 1,000,000 VND for a period of 12 months, the interest rate would be 3.6% for the first 6 months. The monthly installment would be 860 VND, and the total amount to be repaid, including interest, would be 10,320 VND. The maximum APR would be 14%.

The loan term ranges from 91 days to 12 months, with a maximum loan amount of 15,000,000 VND. The management fee is 1% of the monthly loan principal, and the monthly interest rate is 0.6% of the loan principal. The maximum Annual Percentage Rate (APR) is 12%, inclusive of monthly interest and maintenance fees.

Saha Pico Cash offers a simple and secure online application process. All the steps, from filling out the loan application form to loan disbursement, are done online. Customer data and privacy are protected throughout the process.

Please note that this product is only available to individuals aged 18 and above.