RateCity is a free credit score app that provides users with two credit scores from Australia's major credit reporting agencies. With over 50,000 Australians using the app, RateCity allows users to access their credit scores on the go, with both Experian and Equifax scores provided. The app offers a personalized dashboard that displays credit scores from both agencies, and users can receive notifications for any changes to their scores. All data is encrypted and kept secure, ensuring user privacy. The app also offers financial offers tailored to the user's situation and tips and advice on how to improve their credit scores.

Users can check their credit scores and credit reports every month, and the app provides answers to common credit score questions. It's easy to sign up and takes only 60 seconds to check credit scores. Note that RateCity does not engage directly in money lending activities but provides a platform to facilitate money lending by registered Non-Banking Financial Companies (NBFCs) or banks to users.