普康宝 is a unique application designed specifically for account-based medical insurance products, focusing on information security and user privacy. This innovative service allows users to access high-quality medical services within a network of partnered health institutions without the need for upfront payments, receipt management, or claims processing.

The application boasts several key features, including a bank-grade information system certified by UnionPay, ensuring the safety of account funds. It also implements encryption to protect user privacy throughout all operational processes. Additionally, users can benefit from exclusive discounts at health institutions, as well as added services such as expert consultations, expedited services, disease management, and discounts on specialty medications.