PNM Sijago is an online mutual fund transaction application owned and managed by PT PNM Investment Management. The app allows users to conduct transactions such as purchasing, selling, and switching mutual funds. The application can be accessed through the Play Store or website. With PNM Sijago, users can perform all transactions anytime with internet access, making investment possible from anywhere.

One of the unique features of PNM Sijago is its payment method, which uses LinkAja, allowing users to pay without uploading transfer receipts and with no transfer fees. Users can customize their investment goals according to their financial capacity. Before starting an investment, users must fill out a risk profile that matches their experience and investment objectives. PNM Sijago offers a complete selection of sharia mutual funds, ranging from Islamic money market mutual funds to sharia equity mutual funds.

Users can monitor their investment results every day through the portfolio menu. The account opening process is entirely online and requires only a photo of the user's ID card, tax ID, and the first page of their bank account book. PNM Sijago is registered and supervised by the OJK and Kominfo. The minimum investment amount is only Rp 50,000, making mutual fund investment accessible to everyone.