Express Credito-Préstamo fácil is a free Android application developed by Express Credito Servicio. It falls under the category of Business & Productivity, specifically in the Finance subcategory. With Express Credito, you can obtain a loan of up to 5,000 soles in just 10 minutes.

The application offers a seamless and hassle-free experience, as it requires minimal documentation. All you need to provide is your DNI, mobile number, and bank account details. There is a 100% approval rate, ensuring that every Peruvian can access affordable loans.

Once your loan is approved, Express Credito guarantees a deposit into your account within 10 minutes. This quick turnaround time sets it apart from traditional loan processes.

Express Credito offers loans with a credit limit ranging from 1,000 to 5,000 soles. The duration of the loan can be anywhere between 91 and 270 days. The interest rate is 0.05% per day, which translates to an annual percentage rate of up to 18.25%. Additionally, there is a commission fee of 8% to 18% of the total loan amount, and an IGV (Value Added Tax) of 18% on the commission and interest. The corresponding CAT (Total Annual Cost) ranges from 270% to 450%.

To be eligible for a loan, you need to be at least 18 years old, possess a valid DNI, and have a stable job. Express Credito ensures the privacy of your data, using it solely for identity verification and credit profiling purposes. They do not share your personal information with anyone without your permission, nor do they sell your data to third parties.

If you have any questions or concerns, you can contact Express Credito via email at Their office is located at Ca. Arcoiris, Cusco 08007, Peru, and their office hours are from Monday to Saturday, 8:30 AM to 5:00 PM.