OnCred: Personal Credit with Progressive Limit Increase is a free Android app developed by OnCred SCD SA. It falls under the category of Business & Productivity, specifically in the Finance subcategory.

The app works by providing users with a pre-approved initial credit limit upon registration. Users can then make loan requests within this limit and the minimum amount allowed. Each request allows users to choose the number of installments and the preferred due date.

For the first loan request, a thorough credit analysis is conducted. However, subsequent requests become simpler and faster.

To increase your credit limit, there are two ways:

1) By making timely payments at the end of each loan, your limit will be higher than the initial one.

2) Regularly, the system reevaluates your profile and, if possible, adjusts your limit based on the new assessment.