How do you like the idea of paying only 30% at the time of purchase and then paying the rest of the funds free and clear after your item arrives at your doorstep? With myIOU for Android, you can do just that - use this app to buy now, pay later right on your phone! myIOU is an Android app that you must have on your phone. It makes your shopping affordable, and all you need to do is install the myIOU app once. The next time you want to shop, all you need to do is pop open the app and continue from there. Now, you can easily buy on the go and split your purchases into monthly installments. myIOU is an app that lets you divide your payments into 2, 3, or 6 monthly installments.