OKash: Safe and reliable loan is a free finance app for mobile by Blue Ridge Microfinance Bank Limited. It is a credit loan platform made specifically for users residing in Nigeria. Through it, they can get up to 500,000 nairas, with interest rates of less than one percent.

Just like OxLoan-Instant Loan in Nigeria and KashKash: Personal loan in NG, OKashL Safe and reliable loan is a service that was made specifically for Nigerian users. Aside from its generous allowance and low-interest rate, it also offers flexible payment terms that let them pay back the amount at any time.

Loans made easier

Finance and budgeting are some of the hardest things to do, especially with so many expenses and saving goals to consider. However, there will be times when you need quick funds for an expense. That is why taking a loan is one of the quickest solutions available. OKash: Safe and reliable loans make the whole process much easier and accessible with its app.

After a quick registration process, pick and fill out a form with the app. It will be sent in for approval, and a call will be made regarding its status, as well as appearing in the app itself. You will then be sent a loan agreement document that you will electronically sign, and the amount you are requesting for will be transferred to your account.

As mentioned earlier, payment terms are flexible depending on the agreement, and interest is calculated on a daily basis, and can range from 0.1-1%, with an annual percentage rate ranging from 36.5-360% calculations. Note that successive loans are not possible with this service, as you need to wait for a period of time after paying your dues before you can make another request again.

Digital and cashless

OKash: Safe and reliable loan is a great alternative to traditional credit loan practices that makes the whole process much easier and faster through a single app. Registration is simple, interest rates are low, and you can pay your dues based on your capacity. Just be aware that you can take loans in succession, but aside from that, this is well worth checking out.