OurCash Lend – Safe Loan App is a free business app Horizon Plus Lending Corporation developed. This mobile app is a platform that allows users to apply for loans. It gives instant loans, so you can easily get or borrow money through this app.

OurCash Lend – Safe Loan App is a Filipino-made lending app that provides reliable and trustworthy loans to Filipinos. Before applying for a loan, you must create your account using your Philippine cellphone number to receive a confirmation text message with an OTP. However, interest rates vary according to the type of loan you want.

Your PH loan app partner

OurCash Lend – Safe Loan App is an easy way to get a cash loan in the Philippines. The more loans you apply for on the app, the higher your account level becomes. Each class has different terms, bonuses, and maximum loan amounts, ranging from ₱2,000 pesos up to ₱50,000 pesos. The three higher-level accounts receive a free processing fee, while the lowest-level account gets a discount on transfer fees.

Further, this financial platform is available anytime, so you can apply wherever and whenever needed. You do not need to submit any documents or collateral while applying for a loan—you only need to download the app, take selfies, and have one valid ID. This app only accepts government-issued IDs, such as UMID, Passport, PRC ID, Driver’s License, and Postal ID.

You can repay your loan at all 7-Eleven branches, RD Pawnshop branches, TrueMoney, M Lhuillier, ECPay, GCash, or PayMaya. Moreover, you can repay in partial installments or complete it before the given due date. There are no penalty fees for paying early. However, daily penalty charges will be on top of your existing loan balance if you do not pay your loan on or before your due date.

Try this app to get a loan quickly

This Philippine lending app is suitable for people who urgently need money. With OurCash Lend – Safe Loan App, Filipinos can quickly get loans anytime through mobile phones. The entire process is simple—a selfie and one valid ID will be enough for you to apply for a loan through this app.  Plus, it gives you a number of ways to pay for your loan payments more quickly.