Yellow Umbrella is a public insurance program operated under the Small and Medium Business Cooperative Act Article 115, aimed at providing financial stability and business recovery opportunities for small businesses and self-employed individuals in the face of risks such as closure, retirement, and death.

With the newly revamped Yellow Umbrella mobile app, joining the program has never been easier and faster!

Easy Login:

• Use your digital certificate or mobile phone authentication for hassle-free access
• Simple login with PIN, pattern, or biometric authentication

One-Click Services:

• Apply for the essential "Yellow Umbrella" insurance for small businesses and self-employed individuals
• Update contract information such as customer details, monthly premiums, and payment due dates
• Access loans for self-employed individuals who may face difficulties in obtaining traditional loans
• Claim insurance benefits in the event of closure, retirement, or other livelihood-threatening situations
• All of these services available with just one click, without the need to visit a physical branch

Transaction Management:

• View the status of your loan applications, insurance claims, and information updates
• Easily track your accumulated premiums, monthly payment history, and outstanding balances

[App Permissions]

The Yellow Umbrella app requires the following permissions:

Selective permissions are optional and you can still use the app without granting them. However, some features may be limited.

[Selective Permissions]:

• Storage: Required for file downloads and using digital certificates
• Camera: Used for attaching supporting documents and images
• Phone: Used for connecting calls to customer support