MoĐồng is a finance app designed for quick online loans. With MoĐồng, users can access various loan packages offered by reputable lending institutions. The app allows users to borrow money without collateral and face-to-face meetings. All that is required is a valid ID card or citizen identification card (CCCD) and an ATM card for receiving the loan within 20 minutes.

The process for online borrowing is simple and straightforward. Users need to download the app, choose a suitable loan package, register for the loan by providing necessary information, wait for approval, receive the money, and make repayments. MoĐồng offers a range of quick online loan options for users to choose from.

Key features of MoĐồng include:

• Simple and fast loan registration process
• No collateral required
• Direct money transfer to the user's bank account
• Easy repayment options

Loan related details and fees:

• Loan amount: from 1,000,000 VND to 20,000,000 VND
• Loan tenure: shortest 91 days, longest 361 days
• Interest rate: minimum 12.78% per year, maximum 18.25% per year
• Processing fee: 0 VND
• Maximum APR: 18.25%

Here's an example of the loan fee calculation:

Let's say Ms. Mai borrows 2,000,000 VND and chooses a loan tenure of 120 days.

Total interest to be paid by Ms. Mai: 2,000,000 VND * 0.05% * 120 = 120,000 VND

Total service fee to be paid: 2,000,000 VND * 0.3% = 6,000 VND

Monthly interest to be paid: 2,000,000 VND * 0.05% * 30 = 30,000 VND

Monthly principal and interest: 2,000,000 VND / 4 + 6,000 VND = 506,000 VND

Total amount to be paid by Ms. Mai: 2,000,000 VND + 120,000 VND + 6,000 VND = 2,126,000 VND

For 24/7 loan support, users can reach out to