FondosMíos is a mobile-based financial service that offers instant credit to users in Mexico. It is the first online lending platform based on Internet-based big data technology that allows users to apply for credit online. Users can apply for a loan from $5,000 to $40,000 pesos and receive it within 60 to 90 days. The interest rate is 0.09% per day (maximum annual interest 32%), and the loan duration is 91 to 180 days. 

FondosMíos also offers users the opportunity to receive a loan without going to a bank, which makes it easier for them to receive credit and have it directly deposited into their bank account.