みんなの銀行 is a free Android app developed by みんなの銀行. It falls under the category of Business & Productivity with a subcategory of Finance. This app allows users to open a bank account quickly and easily, all through their smartphones. With 24/7 availability, users can complete the account opening process at any time. The app utilizes video call functionality for identity verification, eliminating the need for document mailing. The account opening process consists of four steps, including customer information input, document uploading, video authentication, and login settings. Once the account is opened, users can enjoy various features such as Wallet for regular deposits, Box for savings deposits, Debit Card for cardless transactions, Record for aggregating financial information, and Loan for flexible borrowing options. The app also offers premium services for a monthly fee, providing additional benefits like fee exemptions and cashback rewards. Overall, みんなの銀行 is a convenient and secure banking app that simplifies financial management for its users.