AYA mBanking 2.0 is a free mobile app for Android users, designed to offer easy and secure access to banking services. The app provides 24/7 access to everyday banking needs, including managing accounts, paying bills, and transferring funds. It offers the same level of security as online banking, with effective identification methods and stronger data encryption.

The app comes with personalized smart banking services, including a loan calculator, ATM/branch locator, and personalized insights to manage money better. AYA mBanking 2.0 also offers digital cards for multiple products and verifies transactions securely with an OTP token or SMS OTP. Users can view their account balance at a glance, manage their accounts, cards, personal details, and get alerts on upcoming payments and activity impacting their account.

The app also allows users to apply for credit or debit cards seamlessly, discover flexible and affordable repayment schemes, and be covered from life's uncertainties with comprehensive coverage that provides protection against all stages of cancer. Additionally, users can link their Personal Financial Management (PFM) on mBanking 2.0 and make payments effortlessly and seamlessly with the ability to scan QR codes for cashless transactions at AYA Merchant.