M-PESA, developed by Safaricom Limited, is a free finance app available on the iPhone platform. With this app, users can easily transact on M-PESA. The home screen of the app displays the M-PESA balance, and frequently used contacts and till numbers are automatically displayed to make sending money or making payments a breeze.

One of the most convenient features of the app is biometrics, which allows users to log in and authenticate payments using their fingerprint or face ID. The app also enables users to send money easily by scanning a QR code, searching their phonebook, or selecting from frequent M-PESA contacts. Additionally, users can pay bills by selecting from popular M-PESA bills, scanning a QR code, or selecting from their favorite or frequently used bills.

M-PESA also allows users to pay for goods and services by manually inserting the till number, scanning a QR code, or selecting from their favorite or frequently used tills. Moreover, the app offers a new payment service that allows customers to pay small businesses for their goods and services through a phone number. Lastly, users can withdraw money from their M-PESA account at any agent or selected bank ATMs, and buy airtime for themselves or their family and friends directly from the app.