12 Club is a free iPhone app developed by RESILIENT INNOVATIONS PRIVATE LIMITED. It falls under the category of Business & Productivity with a subcategory of Finance. With over 1 million users, 12 Club offers a safe and secure way for investors to grow their hard-earned money.

The main feature of 12 Club is the ability to invest money and start earning instantly. Users can invest as low as Rs. 1,000 and get up to 12% interest credited daily. There are no charges or hidden fees for withdrawals, providing flexibility for investors.

Another key feature of 12 Club is the option to borrow money at a 12% interest rate. Users can borrow money anytime and repay anytime without any prepayment charges. Additionally, there are zero processing fees for borrowing.

To become a 12% Club member, users need to download the app, sign up using their mobile number and OTP, create their account by linking their bank account, PAN, and completing KYC. Once the account is set up, users can start investing or borrowing at a 12% interest rate.

Please note that 12 Club requires permissions for location and contacts to assess creditworthiness and for risk assessment purposes. For any queries, feedback, or suggestions, users can contact