Luca: Préstamo facil y Rápido is a free Android application in the Business & Productivity category, specifically in the Finance subcategory. With Luca, users can receive money in just a few minutes, with a maximum amount of CPL$2,000,000 deposited directly into their bank account within 5 minutes. The application offers an easy and quick loan application process, allowing users to apply for a loan using their RUN.

The loan terms range from 91 to 180 days, with an interest rate of 0.05% per day and a maximum annual interest rate of 18.25%. Additionally, there is a commission of 5% - 8% of the total loan amount, and the Value Added Tax (IVA) is 19% according to Chilean law.

Luca: Préstamo facil y Rápido provides a convenient and hassle-free experience for users, with advantages such as a 100% digital application process, quick approval, and fast disbursement. The app is available 24/7, eliminating the need for paperwork and branch visits. Users can apply for a loan in less than 10 minutes and do not need to provide any justification for how the money will be spent. The application requires users to be at least 18 years old, have a valid Chilean RUN issued by the government, and a local bank account in Chile.

Overall, Luca: Préstamo facil y Rápido offers low interest rates, quick approval, and a user-friendly experience, making it a reliable online loan platform in Chile.