If you are an employee of a company that is authorized to lend money, and you are facing a short-term financial crisis, you can turn to DirectLoan for help.

The company offering the service is a financial service company (SEC registration number: F201912105). The company is incorporated in the Philippines and is authorized and regulated by the Department of Finance of the Philippines.

The service is available to any Filipino citizen who is over 18 years old, has a valid mobile phone number, and a stable source of income in Taiwan. The loan amount and loan term can be as low as ₱5,000.00. The maximum APR is 24% per year, and the interest and other fees are calculated based on the amount of money you borrow and your chosen repayment term. The APR is the rate at which your loan accrues interest, and the amount of interest you will be charged depends on the loan amount, loan term, and the type of loan you choose to have. The other fees include the application fee, loan processing fee, and the fee for the service.

The company does not charge any additional fees for the services it provides.