Lowell is a free iPhone app developed by Lowell Financial Limited to help individuals manage their finances and become debt-free. With the aim to provide tools and support to users, Lowell offers a budget calculator that allows users to calculate how much they can afford to pay. The app also provides a comprehensive overview of the user's income, outgoings, and leftover money, giving them a better understanding of their finances.

The app is user-friendly and lets users manage multiple accounts from one place. Users can make one-off payments or opt for affordable repayment plans through direct debit or debit cards. The app also saves debit card details for quicker and easier payments.

Lowell provides free access to personal credit scores, along with a summary of what is affecting the score and tips on how to improve it. Additionally, the app has helped one million people pay off their debts in full, as confirmed by a satisfied user.

It is important to note that the app is free to use, but providers may charge for download and usage. The app is in accordance with local laws, and charges should be checked if used abroad. Use of the app is also subject to Lowell's app terms and conditions and Apple's terms and conditions.

Overall, Lowell is an excellent app for individuals who want to take control of their finances and become debt-free.