Lowell is a free Android app that aims to provide a simple and affordable solution for those struggling with debt management. Developed by Lowell Financial Limited, the app offers a budget calculator that helps you understand your income, outgoings and any leftover money. With this information, you can set up an affordable repayment plan and make quick and easy one-off payments.

One of the standout features of the Lowell app is its credit score tool. Users have free access to their personal credit score, along with a summary of what is affecting their score and tips on how to improve it. The app also boasts that it has helped one million people pay off their debts in full.

It's worth noting that to download and use the app, you'll need an Android device with version 7.0 or later. While the app is free to use, there may be charges for download and usage by providers. Additionally, the use of the app must be in accordance with local laws, and users should check for charges if using it abroad. Overall, the Lowell app seems like a helpful tool for those in need of debt management assistance.