LendingPoint is a free Android app developed by LendingPoint LLC. It is a provider of unsecured personal loans for consumers across the credit spectrum. The app provides a better lending and borrowing experience by finding more reasons to say yes. It is a financial app that allows customers to access their loan account to view details, check their balances, make a payment, and even see their credit score.

LendingPoint customers can use the app to consolidate debt, complete home improvement projects, repair or purchase cars, travel and vacations, pay for medical needs, get engaged or married, and start or grow their small business. The app offers same-day approvals, as soon as next day deposits, no prepayment penalties, and a defined payoff date. The app is licensed in certain states and loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates may vary based upon LendingPoint's proprietary scoring and underwriting system's review of the customer's credit, financial condition, other factors, and supporting documents or information provided.