Ibercaja Pay is the fastest, easiest, and most secure way to transfer money from your mobile to another person.

This service is based on Bizum, an international payment system that allows you to send money to a friend, advance payment for a gift, or even pay a small debt.

You need to know the phone number or email of your friends, and they must be from the same bank as you. The app will send the money directly to the recipient's bank account, and you can pay them using any card.

This service is very easy to use, and you can pay using any card with contactless POS. The first time you use the app, you will have to associate the cards you want with the purse or wallet of the app and select one as your favorite. You can always use another one, if you need it.