Kiwi: Rupay Credit Card on UPI is a free Android application developed by GoKiwi Tech pvt ltd. It is a virtual credit card that allows users to make UPI payments to any merchant. With Kiwi, users can pay anywhere, anytime, and to anyone, making it a convenient and hassle-free payment option.

The virtual credit card can be obtained within minutes after completing the KYC process. Kiwi offers a unique combination of the convenience of credit with the speed of UPI. Users can now make merchant payments using their Credit Card on UPI without carrying the physical card. The app also offers cashbacks on all merchant payments made using the virtual credit card.

Kiwi is the perfect solution for people who want the benefits of a credit card without the burden of carrying one. The app is easy to use, and the credit card is linked to the user's Kiwi UPI ID automatically. It also offers assured rewards that can be redeemed for cashback in the user's savings account.

Overall, Kiwi: Rupay Credit Card on UPI is a game-changer in the payment landscape. It offers a seamless payment experience to users and is a must-have app for anyone who wants to make payments through UPI using a virtual credit card.