Яндекс Пэй is a free iPhone app developed by Intertech Services AG. It falls under the Business & Productivity category, specifically in the Finance subcategory.

With Яндекс Пэй, you can conveniently and securely make payments everywhere. Whether you're shopping online or offline, this app has got you covered. When shopping online, you can use the Пэй button to pay with any card and earn 1% cashback in addition to what your bank already offers. And when paying offline using the QR code for СБП, you can earn 3% cashback.

To maximize your cashback rewards, you can also open a free Пэй debit card. Every month, you can choose three categories to earn increased cashback of up to 10% on services from Яндекс, online stores, and offline purchases. Plus, keeping your money in your Пэй account can unlock additional bonuses.

In addition to payments, the Яндекс Пэй app allows you to manage your splits. You can split payments for purchases into installments ranging from 2 months (without any commission) to 2 years, both online and offline. The app also provides a payment schedule, making it easier to plan your finances and stay on top of payment due dates.