Halofina is a free Android app that offers financial planning and consultation services. The app aims to help users manage their money better and make their money work for them. It provides a range of features, including Lifeplan, Goal Based Investment Robo Advisory, and Financial Checkup Tools, all of which are free to use.

Users can also consult with certified financial experts on various financial topics, such as investments and mortgages. The app is certified by the Otoritas Jasa Keuangan (OJK) as a Digital Financial Planner, and its experts have decades of experience in the financial industry. Additionally, users can invest in mutual funds and gold with as little as Rp 50,000 and allocate them to their Lifeplan goals.

Halofina also offers a Portfolio Tracking feature that helps users manage their assets more easily and efficiently, and Finapedia, a section with videos and articles to help users learn about investments, financial planning, insurance, and more, all for free.

Overall, Halofina is a reliable and user-friendly app that offers a wide range of free financial planning and consultation tools, making it an excellent choice for those looking to manage their finances more effectively.