Fintern is an Android app developed by Fintern Loans that offers personal loans in the UK. The loans range from £1,000 to £10,000, with a minimum duration of one year and a maximum duration of five years. The interest rate is representative of 24.8% APR, and the maximum APR offered is 25.8%. Fintern analyzes your financial data to allow you to qualify for low rates. Loans are based on how much you can afford to repay every month, and you can easily change your repayment plan at any time if your circumstances change.

Fintern is a different kind of consumer lender, aiming to increase access to low-cost, fair and flexible loans in the UK. The app offers an accurate view of how much you can repay monthly and helps you lower borrowing costs. Fintern is authorized and regulated by the Financial Conduct Authority, firm reference number, and credit is subject to individual financial circumstances and borrowing history. Failure to keep up with repayments may affect your credit score and ability to access credit from other lenders in the future.