DirectID is a subscription-based credit risk platform designed for financial technology and banking sectors. It utilizes Open Finance principles and bank statement data to provide insights throughout the credit risk lifecycle, enabling lenders to assess customers efficiently from onboarding through collections. With over 13,000 connections across 65 countries, it offers global access to financial data, supporting over 1.5 billion individuals. The platform addresses key lending concerns such as income verification, affordability, and cash flow analysis, making it a vital tool for lenders in various industries.

The platform is authorized by the FCA to offer AISP services in the UK, ensuring compliance and reliability. DirectID caters to a diverse audience, including mid-size businesses, enterprises, and startups, and provides robust support options through phone and online channels. Additionally, it offers comprehensive training resources, including documentation and live sessions, to help users effectively leverage its capabilities.