bKash Merchant by bKash Limited is a free Android app designed to help business owners accept and manage digital payments linked to their bKash accounts. The app focuses on everyday transaction handling rather than advanced analytics, providing tools for payment acceptance, balance monitoring, and basic transaction review. Merchants primarily use the app to generate a dynamic QR code for customers, enabling instant payments without manually entering account numbers. Its design emphasizes accessibility, operational simplicity, and immediate awareness of transactions.

Core payment handling and monitoring

bKash Merchant allows merchants to accept payments and track incoming transactions in real time. Users can view account balances, transaction histories, and daily activity within a single interface. Notification features include instant alerts and voice confirmations, reducing the need for constant manual checking. Merchants can cancel eligible transactions under defined rules, providing some control over payment errors. For many account types, the app applies a transaction commission of 1.5% to 1.85%, while balance and activity limits vary depending on the merchant account type.

Additional financial tools and account restrictions

Beyond basic payment acceptance, bKash Merchant offers access to related services within the bKash ecosystem, such as mobile recharge, bill payments, and money transfers. Merchants using Personal Retail Accounts (PRA) can hold balances up to 500,000 BDT, with daily cash-in and send limits of 50,000 BDT. Standard Merchant accounts cannot send money to personal accounts and may only transfer funds to linked bank accounts or pay other merchants and suppliers. Account access uses OTP verification tied to the registered bKash number, supporting security while maintaining straightforward login. Inbox-style notifications and transaction limit controls assist in daily operational management.

Final thoughts

bKash Merchant serves as a practical payment management tool for merchants operating within the bKash ecosystem. Its primary strengths are real-time visibility, simplicity, and core transaction control through features like QR-based payments. While advanced reporting, customization options, and detailed transaction rules are not fully documented publicly, the app remains valuable for merchants seeking a centralized, easy-to-use solution for payments and related financial activities.