ArCa.am is a free iPhone app developed by ARMENIAN CARD CLOSED JOINT STOCK COMPANY. It allows users to make convenient and secure payments and money transfers directly from their smartphones. With ArCa.am, you can easily manage your finances on the go.

The main features of ArCa.am include checking your card balance, viewing recent credits and debits, and making card-to-card money transfers. You can also keep track of your spendings and secure your lost or stolen card by immediately blocking it from within the app. The app provides information about your limits and card attached services, ensuring you are always aware of your financial situation.

ArCa.am also offers a wide range of payment options, allowing you to pay for utility and mobile services, parking, road police fines, property taxes, IPTV, and Internet. You can even set up recurring payments, specifying the dates and frequency, and the app will automatically make the payments for you.

With push notifications, you will be instantly notified when your cards are debited or credited, providing you with real-time updates on your financial transactions. The app also allows you to simplify card-to-card transfers by saving your relatives' data as beneficiaries.

For added security and confidentiality, ArCa.am offers 2FA login, ensuring that your personal information is protected. However, it is important to remember to protect your mobile phone with a screen lock and never disclose any personal or security details.

ArCa.am is a convenient and secure app for managing your finances on the go, providing you with a range of features to make payments and money transfers with ease. With its user-friendly interface and comprehensive functionality, it is a valuable tool for anyone looking to stay in control of their finances.