ArCa.am is a full version Android app developed by Armenian Card CJSC that allows you to make convenient and secure payments and money transfers from your smartphone while on the go. The app provides various features such as card balance checking, recent credits and debits view, and card to card money transfer. Moreover, the app enables you to keep track of your spendings, block your lost or stolen card, and view your limits and card-attached services at any time.

ArCa.am also allows you to pay for utility and mobile services, parking, road police fines, property taxes, IPTV, and internet. You can also set up recurring payments based on the dates and frequency, and your specified payments will be made automatically. Additionally, the app offers push notifications that instantly notify you when your cards are debited or credited. You can also simplify your card-to-card transfers by saving your relatives' data as beneficiaries. Furthermore, the app helps you find ATMs near you and provides extended security and confidentiality during login with 2 FA login. Lastly, the app allows you to protect your mobile phone against unwanted access with a screen lock, and it is important not to disclose any personal information, especially security details.